30 Year Fixed 4.68%
Traditional 30 year mortgage - National Average
15 Year Fixed 4.11%
Traditional 15 year mortgage - National Average
5/1 ARM 2.69%
5 Year Fixed / adjustable rate mortgage - National Average
3/1 ARM 2.71%
3 Year Fixed / adjustable rate mortgage - National Average
CODI 0.206%
Certificate of Deposit Index
COSI 0.650%
Cost of Savings Index
MTA 1.953%
Monthly Treasury Average
COFI-11th District 1.018%
Cost of Funds Index 11th District
COFI-Federal 2.024%
Cost of Funds Index
Federal Funds 2.00%
Federal Funds Rate
Prime Rate 5.00%
Wall Street Journal Prime Rate
1 Year CMT 2.58%
Constant Maturity Treasury
30 Year Treasury 3.2010%
30 Year Treasury Bond
12 Month LIBOR 0.792%
12 Month USD LIBOR Index


            Tehachapi CA 93561

                NMLS  #287307



Now is the perfect time to take advantage of continual low interest rates and best home prices in years. Feel free to apply online, browse our calculators and tools, learn about our loan programs, and much more. We offer custom solutions for every residential mortgage financing situation. Whatever your residential financing needs, we will tailor a loan that's right for you. I am committed to helping you find the right mortgage product for your needs. I understand that every borrower is different, and we offer a variety of products to meet your individual needs.

Great Interest Rates, Best Service

Look no further for the best rates along with the best service. We are here to help make purchasing a new home or refinancing your current home as easy as possible. Use our online application process to pre-qualify or fill out our full application to speed up the application process. Make RON DEPEW and DIGNIFIED HOME LOANS  your first stop for mortgage loans. We work to provide you with the best programs and rates available. NMLS#287307                     Equal Housing Lender: "HUD properties are offered for sale to qualified purchasers without regard to the prospective purchaser's race, color, religion, sex, disability, family status, or national origin" Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.


Ron  Depew

Ron Depew
661-333-0650 ronwdepew@yahoo.com Tehachapi, CA 93561

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